A unified API suite to collect, convert, and disburse funds across emerging markets with enterprise-grade reliability and developer-friendly tooling.
A single RESTful API endpoint to initiate payouts to bank accounts, UPI addresses, and mobile wallets across India, Africa, and the Middle East. Designed for high throughput with sub-minute settlement for most corridors.
Whether you need to pay a single vendor or process bulk disbursements to thousands of recipients, our API handles the complexity of local payment rail selection, compliance checks, and currency conversion automatically.
Get competitive exchange rates with our smart routing engine that aggregates liquidity from multiple banking partners across each corridor. Our engine compares rates from all available sources in real-time.
Lock rates for up to 30 seconds to guarantee pricing for your recipients. No hidden markups — our fee structure is fully transparent and available via API.
Beyond payouts, NiyoGate provides a complete toolkit for managing cross-border disbursement at scale.
Monitor payouts in real-time, view transaction history, manage recipient lists, and download reconciliation reports. Role-based access controls for your team.
Automatic selection of the fastest available payment rail based on amount, destination, time of day, and current rail performance. Fallback routing included.
Instant notifications for payout status changes, compliance events, settlement confirmations, and error alerts. Configurable retry logic with exponential backoff.
Schedule recurring payouts for payroll, subscriptions, and commission cycles. Cron-based scheduling with timezone support and automatic retry on failure.
Hold balances in USD, AED, and stablecoins. Convert on demand to optimize FX costs, or let our engine auto-convert at time of payout.
Automated daily and monthly reconciliation reports. Export as CSV, PDF, or pull via API for direct accounting integration with your ERP system.
Our API is designed for speed of integration. Most engineering teams ship their first live payout within 48 hours of receiving credentials.
Complete KYB and receive sandbox + production API credentials within 2 business days.
Test against our sandbox with simulated payouts. Full API parity with production environment.
Switch to production keys and process your first real payout. Our team monitors your initial transactions.
Increase volumes, add corridors, and enable advanced features like scheduling and bulk payouts.
Real-world payout scenarios across industries, handled through a single API integration.
A global marketplace needs to pay 500+ vendors across India, Kenya, and Nigeria every week. Vendors receive different amounts in different currencies based on their sales performance.
With NiyoGate, the marketplace submits a single batch API call with all vendor details. Our system handles FX conversion, compliance screening, rail selection, and local disbursement — all reconciled in a single daily report.
An esports platform hosts tournaments with prize pools that need to be distributed to winners in India and Southeast Asia. Winners expect payouts within hours, not days.
NiyoGate processes individual payouts via UPI and IMPS within minutes of the platform’s API call. Each payout is compliance-screened in real-time with full audit trail for regulatory reporting.
An affiliate network manages thousands of publishers earning commissions in USD that need to be paid out in INR, KES, and NGN on a bi-weekly schedule.
NiyoGate’s scheduled payout feature automatically processes batches on the configured dates, converting at the best available rate and disbursing to each affiliate’s preferred payment method.
A staffing platform connects businesses with remote contractors in India and UAE. Contractors need to be paid in their local currency with full tax documentation support.
The platform uses NiyoGate’s single payout API to process individual contractor payments with transaction-level metadata for invoicing and reconciliation purposes.
NiyoGate’s API is designed with developer experience as a first-class concern. RESTful endpoints, idempotent requests, comprehensive error codes, and structured webhook payloads — everything your team needs to build a robust integration.