Active rails into India, UAE, Kenya, and Nigeria with expansion into Southeast Asia. Live settlement tracking for every transaction.
Full coverage details including supported payment methods, typical settlement times, and local currency for each corridor.
| Country | Status | Payment Methods | Settlement |
|---|---|---|---|
India | Live | UPIIMPSNEFTRTGS | Under 30 min |
UAE | Live | Bank TransferIPP | Same day |
Kenya | Live | M-PesaBank Transfer | Under 1 hour |
Nigeria | Live | Bank TransferNIP | Under 2 hours |
Philippines | Coming Soon | InstaPayPESONet | TBD |
Indonesia | Coming Soon | BI-FAST | TBD |
Bangladesh | Coming Soon | bKash | TBD |
Deposit in any of these currencies. We handle conversion and local disbursement automatically.
Wire transfer from any US or international bank. Funds typically settled within 1 business day. Supports both domestic and international wire.
Direct deposit from UAE banking partners. Ideal for Middle East-based platforms and businesses operating in the GCC region.
Deposit USDT or USDC for near-instant settlement. On-ramp fully managed by NiyoGate with automated conversion to fiat.
Detailed operational information for each of our live payout markets including supported rails, settlement mechanics, and compliance requirements.
Live • INR Settlement
Our deepest corridor with four payment methods. UPI and IMPS provide near-instant settlement for amounts up to ₹2 lakh. NEFT handles larger amounts with hourly batch settlement. RTGS available for high-value transfers above ₹2 lakh with real-time gross settlement.
Settlement: <30 min (UPI/IMPS) • Regulated by RBI
Live • AED Settlement
Bank-to-bank transfers and Immediate Payment Platform (IPP) for instant domestic settlement. Our UAE corridor is ideal for businesses collecting in AED and disbursing locally, or as a hub for Middle East operations requiring same-day settlement.
Settlement: Same day • Regulated by CBUAE
Live • KES Settlement
M-Pesa is the dominant payment method in Kenya, enabling mobile wallet payouts to virtually anyone with a phone. We also support direct bank transfers for larger corporate recipients. Our M-Pesa integration handles both B2C and B2B disbursements.
Settlement: <1 hour • Regulated by CBK
Live • NGN Settlement
Nigeria Instant Payment (NIP) and standard bank transfers for local disbursement in Naira. Our integration handles the complexity of the Nigerian banking landscape, routing payouts to the optimal institution for each recipient automatically.
Settlement: <2 hours • Regulated by CBN
New corridors in active development. Register interest to get early access and priority onboarding when these markets go live.
Real-time retail payments via InstaPay and batch processing via PESONet for the Philippine market. Targeting both individual and corporate recipients.
Q2 2026Bank Indonesia’s real-time payment infrastructure enabling instant interbank transfers. Will support all major Indonesian banks for local disbursement.
Q3 2026Mobile financial services via bKash — Bangladesh’s largest mobile wallet — alongside traditional bank transfers for corporate recipients.
Q4 2026Every payout flows through a multi-step process designed for speed, compliance, and reliability.
Your platform submits a payout request via our REST API with recipient details, amount, and preferred corridor. Idempotency keys prevent duplicate processing.
Real-time AML screening against sanctions lists, PEP databases, and adverse media. Automated pass/flag with configurable thresholds for your risk appetite.
Smart routing selects the best FX rate from aggregated liquidity sources and the fastest available payment rail. Rate locked at time of conversion.
Funds are disbursed to the recipient’s local bank account, UPI address, or mobile wallet via our licensed banking partner in the destination country.
Webhook notification sent to your system with settlement details, bank reference number, and completion timestamp. Full audit trail available via API.
Automated daily reconciliation report matching every API request to its final settlement status. CSV, PDF, and API export formats available.