A single API to collect, convert, and disburse funds across India, Africa, and the Middle East. Compliant rails, real-time FX, and sub-30-minute settlement to local bank accounts, UPI, and mobile wallets.
From international collection to local disbursement in three steps. One integration handles everything.
Accept USD wire transfers, AED deposits from UAE banking partners, and USDT/USDC stablecoins into your NiyoGate settlement account. Funds are verified and available within 1 business day.
Our FX Engine aggregates rates from multiple liquidity providers and banking partners. Smart routing finds the optimal conversion path. Lock rates for up to 30 seconds for guaranteed pricing.
Disburse to local bank accounts, UPI addresses, IMPS, NEFT, RTGS, and mobile wallets like M-Pesa. Single payouts or bulk batches of thousands — settlement in under 30 minutes for most corridors.
From gaming companies to marketplaces, NiyoGate handles the complexity of international disbursement.
Split payments and route vendor payouts across multiple countries. Automated reconciliation for every transaction.
Pay creators, streamers, and tournament winners in their local currency. Real-time payouts with no minimum thresholds.
Automate commission disbursement to thousands of affiliates across emerging markets. Scheduled or on-demand payouts.
Pay freelancers and independent contractors directly to their local bank accounts or mobile wallets. No intermediaries.
From onboarding to your first disbursement, our team guides you through every step of the integration.
Complete KYB verification, sign your service agreement, and get your API credentials. Our compliance team handles everything.
Deposit USD, AED, or stablecoins into your NiyoGate settlement account via wire transfer or on-chain deposit.
Use our REST API or dashboard to initiate single payouts or batch disbursements. FX is handled automatically.
Recipients receive funds in their local currency via UPI, IMPS, bank transfer, or M-Pesa within minutes.
Live payout corridors into four markets with three more in active development.
India • UAE • Kenya • Nigeria
Expanding to: Philippines • Indonesia • Bangladesh
Every transaction flows through regulated rails with full KYB, AML screening, and bank-grade encryption.
Business verification and anti-money laundering screening on every client and transaction.
Rule-based engine detects anomalous patterns, velocity abuse, and suspicious activity in real time.
Licensed banking and payment institution partners regulated by RBI, CBK, and CBUAE.
AES-256 encryption at rest, TLS 1.3 in transit, SOC 2 Type II audited infrastructure.